Welcome to our site!

Thank you for stopping by our mortgage web site.  Even though we have taken special care and consideration to pack this online resource with a wealth of knowledge about the mortgage and real estate process, we want ...

8 Questions Your Lender Should Answer About Mortgage Rates

Simply checking online for today's posted rate may not lead to your expected outcome due to the many factors that can cause each individual rate and closing cost scenario to fluctuate. We can preach communication ...

How Much Can I Afford?

How much mortgage money can I qualify to borrow? This is typically the number one question mortgage professionals are asked by new clients. Of critical importance when considering mortgage financing: There is sometimes a difference between what a client ***can*** borrow and what they ***should*** borrow. In other words, what makes for a comfortable long-term mortgage payment? The Quick Answer: If we're simply considering the financial math, lenders will calculate your Debt-to-I ... Read More...

Four Possible Reasons To Refinance

A mortgage is generally the largest debt most homeowners have to manage.  It's a good idea to give your personal real estate finance portfolio a check-up at least once a year. Since there are many reasons a ho ...


4616 Inverness Run

  FOUR walk-in closets! BrooklandSchool District! Master bedroom features his/her walk-in closets with second and third bedrooms featuring walk-in closets as well. Crown molding throughout. Wonderful stained deck overlooking the #14 fairway of Sage Meadows golf course. Main living areas are covered in beautiful 24" porcelain tile with an open concept floor plan. The front load garage is spacious enough to accomodate 2 suv's and a golf cart. Floored attic space creates easily accessible additional storage   Read More...



2625 Woodsprings Rd

  Very secluded home on Woodsprings Road features four bedrooms, three bedrooms and a large sunroom with extra heat pump.  Springtime will reveal the beautifully landscaped yard.  Lots of extras.  Very well kept home with new carpet and paint.  This home is located in the Jonesboro school district and move in ready.   Read More...



36 CR 456

Country at its best!!! This beautiful home features hardwood floors throughout and offers natural light with an abundance of windows. The master suite is located on the main level with the other 4 bedrooms plus media room is located on the upper level. There are two sets of staircases leading up to 2nd level. Laundry off the garage area and also an additional laundry room on 2nd level for convenience. The chef of the family will enjoy the open kitchen that features a 2nd living area. Read More...



1605 Montez

Your private retreat in the middle of the city!  Enjoy a large, tree shaded lot in the heart of Jonesboro. This 3700 sqft home has five bedrooms, 3 full baths, a second living area with wet bar, plus a huge bonus room. The home provides a warm, cozy feeling & features two fireplaces, real bamboo hardwood flooring, oversize floor tiles, updated lighting, and large windows. Relax and enjoy entertaining guests under the established trees on the large wooden grilling deck or out front, on the brick patio. Read More...



Seven Things Your Agent Should Know About Your Mortgage Approval

While many experienced real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied. New regulation, updated disclosures, appraisal guidelines, mortgage rate pric ...
Read More...

Ten Credit Do's and Don'ts To Bear In Mind Prior To Getting Your Mortgage Loan

How can a fully approved loan get denied for funding after the borrower has signed loan docs? Simple, the underwriter pulls an updated credit report to verify that there hasn't been any new activity since original approval was issued, and the new ...
Read More...


Do I Need To Sell My Home Before I Can Qualify For A New Mortgage On Another Property?

Although every situation is unique, it is not uncommon for homebuyers to qualify for a mortgage on a new home while still living in their primary residence. Perhaps you are outgrowing your current house, or have been forced to relocate due to a job ...
Read More...

What Do Appraisers Look For When Determining A Property's Value?

Most people are surprised to learn what appraisers actually look at when determining the value of a real estate property. A common misconception homeowners generally have is that the value of their home is determined after the appraiser has completed their physical property inspection. However ...
Read More...


Where Does My Earnest Money Go?

Hey, I gave my real estate agent a $5000 Earnest Money Deposit check... Where does that money go? A basic and very obvious question that most First-Time home Buyers ask once their purchase contract gets accepted. According to Wikipedia: Earnest Money - an earnest payment (sometimes called earnest money or simply earnest, or alternatively a good- ...
Read More...

Renting vs Buying A Home

Buying a home versus renting is a big decision that takes careful consideration. While there are several biased sources that can make arguments for or against owning a home, we've found that most home buyers base their ultimate decision on emotion. Yes, there are some tax advantages of owning real estate, as well as the potential to earn ...
Read More...



 
 
  • NMLS# 140015 NBA NMLS# 583164